Lokta API Reference
REST API for the Lokta lending platform.
314 operations across 35 sections, one page each. Version 2026.11.0. The interactive explorer renders the same document with search; the OpenAPI spec is the source of both. Import every endpoint into Postman with the Postman collection.
Borrowers
Loans
Loan AccountsA loan from application through closure: create, approve, disburse, and manage the account lifecycle.8 operationsLoan ProductsThe lending catalogue: product definitions, terms, charges and accounting mappings.13 operationsLoan ChargesFees and penalties on a live loan: add, pay, waive, adjust and reverse.7 operationsChargesFee and penalty definitions that products and accounts draw from.6 operationsTax on ChargesTax components and tax groups applied through charges.10 operations
Repayments and collections
Loan TransactionsMoney movements on a loan: repayments, adjustments, waivers, write-offs and their undo commands.8 operationsDelinquencyDelinquency ranges and buckets: how overdue loans are classified for collections and early warning.11 operationsInterest PausePause interest accrual on a loan for a set period, and manage those pauses.4 operationsLoan ReschedulingTerm changes to a live loan: reschedule requests, approvals and schedule variations.1 operation
Accounting
General LedgerThe chart of accounts: ledger accounts assets, liabilities, income and expenses post to.6 operationsJournal EntriesDouble-entry postings: search, create and reverse journal entries.6 operationsAccounting SetupAccounting closures, rules and the financial-activity to ledger mappings.17 operationsProvisioning & AccrualsProvisioning criteria, categories and entries, plus periodic income accrual.16 operations
Partners
Sourcing PartnersThe partners who source loans: onboarding, activation, bank accounts, contacts, documents, terms and state changes.33 operationsPartner InvoicingPartner fee runs, draft invoices and invoices: generate, approve, pay and reverse.15 operationsLoan AttributionAttribute each loan to the partner that sourced it, and correct that attribution with a record.7 operations
Platform
AuthenticationHow a session begins: HTTP Basic authentication against the tenant.1 operationUser ManagementApplication user accounts: creation, updates and passwords.7 operationsRoles & PermissionsWhat a user may do: roles and the permission catalogue.8 operationsStaffBranch staff and loan officers.4 operationsCodes & Code ValuesSystem and custom lookup lists that dropdowns are built from.8 operationsDocumentsFiles attached to platform entities: upload, list, download.12 operationsPayment TypesThe payment instrument catalogue: cash, transfer, cheque and friends.5 operationsReportsThe reporting engine: catalogue, parameters, and execution.7 operationsTenant InfoRead-only facts about the tenant the request is running against.1 operation
Governance
Maker CheckerFour-eye approval: review and act on commands waiting for a second person.4 operationsAudit TrailThe record of who did what: search and retrieve audit entries.3 operationsHooks & EventsPush changes out: webhooks and external event configuration.8 operations
Advanced
SchedulerScheduled jobs: list, run, activate and inspect their history.11 operationsData TablesCustom fields: register data tables against entities and read or write their rows.20 operationsBusiness Date & StepsThe business date and the ordered business steps of the close-of-business run.7 operationsGlobal ConfigurationTenant-wide settings that change how the platform behaves.5 operationsSearchSearch across clients, loans and other records.3 operationsTenant SecurityTenant OIDC configuration and two-factor authentication.8 operations
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This is the API reference for Lokta, the agentic loan servicing platform. Go to lokta.ai