Lokta API Reference
REST API for the Lokta lending platform.
114 operations across 14 sections, one page each. Version 2026.11.0. The interactive explorer renders the same document with search; the OpenAPI spec is the source of both.
Non-functional
AuthenticationHow a session begins: HTTP Basic authentication against the tenant.1 operationUser ManagementApplication user accounts: creation, updates and passwords.7 operationsRoles & PermissionsWhat a user may do: roles and the permission catalogue.8 operationsStaffBranch staff and loan officers.4 operationsCodes & Code ValuesSystem and custom lookup lists that dropdowns are built from.8 operations
Functional
CustomersThe people and businesses who borrow: onboarding, identifiers, addresses, family members, charges and search.24 operationsLoan AccountsA loan from application through closure: create, approve, disburse, and manage the account lifecycle.8 operationsLoan TransactionsMoney movements on a loan: repayments, adjustments, waivers, write-offs and their undo commands.8 operationsLoan ProductsThe lending catalogue: product definitions, terms, charges and accounting mappings.13 operationsChargesFee and penalty definitions that products and accounts draw from.6 operationsTax on ChargesTax components and tax groups applied through charges.10 operationsDocumentsFiles attached to platform entities: upload, list, download.5 operationsPayment TypesThe payment instrument catalogue: cash, transfer, cheque and friends.5 operationsReportsThe reporting engine: catalogue, parameters, and execution.7 operations
Read this index as Markdown.