Modify a loan application

PUT/lokta-lms/api/v1/loans/{loanId}

Loan application can only be modified when in 'Submitted and pending approval' state. Once the application is approved, the details cannot be changed using this method.

Path parameters

loanIdpath · integer · int64 · required

loanId

Query parameters

commandquery · string · optional

command

Request body application/json

allowFullTermForTrancheboolean · optional

Allow full term length for each tranche disbursement

amortizationTypeinteger · int32 · optional

chargesarray of PutLoansLoanIdChargeData · optional

clientIdinteger · int64 · optional

collateralarray of PutLoansLoanIdCollateral · optional

dateFormatstring · optional

disbursedAmountPercentageForDownPaymentnumber · optional

disbursementDataarray of PutLoansLoanIdDisbursementData · optional

enableAutoRepaymentForDownPaymentboolean · optional

enableDownPaymentboolean · optional

enableInstallmentLevelDelinquencyboolean · optional

expectedDisbursementDatestring · optional

fixedLengthinteger · int32 · optional

fixedPrincipalPercentagePerInstallmentnumber · optional

fraudboolean · optional

graceOnArrearsAgeinginteger · int32 · optional

interestCalculationPeriodTypeinteger · int32 · optional

interestChargedFromDatestring · optional

interestRateFrequencyTypeinteger · int32 · optional

interestRatePerPeriodnumber · optional

interestRecognitionOnDisbursementDateboolean · optional

interestTypeinteger · int32 · optional

isEqualAmortizationboolean · optional

isTopupboolean · optional

loanIdToCloseinteger · int64 · optional

loanScheduleProcessingTypestring · optional

loanTermFrequencyinteger · int32 · optional

loanTermFrequencyTypeinteger · int32 · optional

loanTypestring · optional

localestring · optional

maxOutstandingLoanBalanceinteger · int64 · optional

numberOfRepaymentsinteger · int32 · optional

principalinteger · int64 · optional

productIdinteger · int64 · optional

repaymentEveryinteger · int32 · optional

repaymentFrequencyDayOfWeekTypeinteger · int32 · optional

repaymentFrequencyNthDayTypeinteger · int32 · optional

repaymentFrequencyTypeinteger · int32 · optional

repaymentsStartingFromDatestring · optional

submittedOnDatestring · optional

transactionProcessingStrategyCodestring · optional

Responses

200OK

Response fields

changesPutLoansLoanIdChanges · optional

clientIdinteger · int64 · optional

loanIdinteger · int64 · optional

officeIdinteger · int64 · optional

resourceExternalIdstring · optional

resourceIdinteger · int64 · optional

Every request authenticates with HTTP Basic and carries a Tenant-Identifier header. See the conventions for dates, commands, pagination and errors. Open this operation in the interactive explorer, or read it as Markdown.

This is the API reference for Lokta, the agentic loan servicing platform. Go to lokta.ai

curl -X PUT \ 'https://default.lokta.tech/lokta-lms/api/v1/loans/{loanId}' \ -u '{username}:{password}' \ -H 'Tenant-Identifier: default' \ -H 'Content-Type: application/json' \ -d '{ "allowFullTermForTranche": false, "amortizationType": 1, "charges": [ { "amount": 1, "chargeCalculationType": 1, "chargeId": 1, "chargePaymentMode": 1 } ], "clientId": 1, "collateral": [ { "clientCollateralId": 1, "quantity": 1 } ], "dateFormat": "dd MMMM yyyy", "disbursedAmountPercentageForDownPayment": 0, "disbursementData": [ { "dateFormat": "dd MMMM yyyy", "expectedDisbursementDate": "19 August 2026", "interestType": 1, "isEqualAmortization": true } ], "enableAutoRepaymentForDownPayment": false, "enableDownPayment": false }'

import requests response = requests.put( "https://default.lokta.tech/lokta-lms/api/v1/loans/{loanId}", auth=("{username}", "{password}"), headers={"Tenant-Identifier": "default"}, json={ "allowFullTermForTranche": False, "amortizationType": 1, "charges": [ { "amount": 1, "chargeCalculationType": 1, "chargeId": 1, "chargePaymentMode": 1 } ], "clientId": 1, "collateral": [ { "clientCollateralId": 1, "quantity": 1 } ], "dateFormat": "dd MMMM yyyy", "disbursedAmountPercentageForDownPayment": 0, "disbursementData": [ { "dateFormat": "dd MMMM yyyy", "expectedDisbursementDate": "19 August 2026", "interestType": 1, "isEqualAmortization": True } ], "enableAutoRepaymentForDownPayment": False, "enableDownPayment": False }, ) print(response.json())

const response = await fetch("https://default.lokta.tech/lokta-lms/api/v1/loans/{loanId}", { method: "PUT", headers: { Authorization: "Basic " + Buffer.from("{username}:{password}").toString("base64"), "Tenant-Identifier": "default", "Content-Type": "application/json", }, body: JSON.stringify({ "allowFullTermForTranche": false, "amortizationType": 1, "charges": [ { "amount": 1, "chargeCalculationType": 1, "chargeId": 1, "chargePaymentMode": 1 } ], "clientId": 1, "collateral": [ { "clientCollateralId": 1, "quantity": 1 } ], "dateFormat": "dd MMMM yyyy", "disbursedAmountPercentageForDownPayment": 0, "disbursementData": [ { "dateFormat": "dd MMMM yyyy", "expectedDisbursementDate": "19 August 2026", "interestType": 1, "isEqualAmortization": true } ], "enableAutoRepaymentForDownPayment": false, "enableDownPayment": false }), }); console.log(await response.json());

HttpClient client = HttpClient.newHttpClient(); HttpRequest request = HttpRequest.newBuilder() .uri(URI.create("https://default.lokta.tech/lokta-lms/api/v1/loans/{loanId}")) .header("Authorization", "Basic " + Base64.getEncoder().encodeToString("{username}:{password}".getBytes())) .header("Tenant-Identifier", "default") .header("Content-Type", "application/json") .method("PUT", HttpRequest.BodyPublishers.ofString(""" { "allowFullTermForTranche": false, "amortizationType": 1, "charges": [ { "amount": 1, "chargeCalculationType": 1, "chargeId": 1, "chargePaymentMode": 1 } ], "clientId": 1, "collateral": [ { "clientCollateralId": 1, "quantity": 1 } ], "dateFormat": "dd MMMM yyyy", "disbursedAmountPercentageForDownPayment": 0, "disbursementData": [ { "dateFormat": "dd MMMM yyyy", "expectedDisbursementDate": "19 August 2026", "interestType": 1, "isEqualAmortization": true } ], "enableAutoRepaymentForDownPayment": false, "enableDownPayment": false } """)) .build(); HttpResponse<String> response = client.send(request, HttpResponse.BodyHandlers.ofString()); System.out.println(response.body());

payload := strings.NewReader(`{ "allowFullTermForTranche": false, "amortizationType": 1, "charges": [ { "amount": 1, "chargeCalculationType": 1, "chargeId": 1, "chargePaymentMode": 1 } ], "clientId": 1, "collateral": [ { "clientCollateralId": 1, "quantity": 1 } ], "dateFormat": "dd MMMM yyyy", "disbursedAmountPercentageForDownPayment": 0, "disbursementData": [ { "dateFormat": "dd MMMM yyyy", "expectedDisbursementDate": "19 August 2026", "interestType": 1, "isEqualAmortization": true } ], "enableAutoRepaymentForDownPayment": false, "enableDownPayment": false }`) req, _ := http.NewRequest("PUT", "https://default.lokta.tech/lokta-lms/api/v1/loans/{loanId}", payload) req.SetBasicAuth("{username}", "{password}") req.Header.Set("Tenant-Identifier", "default") req.Header.Set("Content-Type", "application/json") res, _ := http.DefaultClient.Do(req) defer res.Body.Close() data, _ := io.ReadAll(res.Body) fmt.Println(string(data))