Update a Loan Product

PUT/lokta-lms/api/v1/loanproducts/{productId}

Updates a loan product.

Updates a Loan Product

Path parameters

productIdpath · integer · int64 · required

productId

Request body application/json

accountMovesOutOfNPAOnlyOnArrearsCompletionboolean · optional

accountingRuleinteger · int32 · optional

allowApprovedDisbursedAmountsOverAppliedboolean · optional

allowAttributeOverridesAllowAttributeOverrides · optional

allowCompoundingOnEodboolean · optional

allowFullTermForTrancheboolean · optional

Allow full term length for each tranche disbursement. Only available for PROGRESSIVE schedule type with multi-disbursement enabled.

allowPartialPeriodInterestCalculationboolean · optional

allowVariableInstallmentsboolean · optional

amortizationTypeinteger · int32 · optional

buyDownExpenseAccountIdinteger · int64 · optional

buyDownFeeCalculationTypestring · optional

One of: FLAT

buyDownFeeIncomeTypestring · optional

One of: FEE, INTEREST

buyDownFeeStrategystring · optional

One of: EQUAL_AMORTIZATION

buydownfeeClassificationToIncomeAccountMappingsarray of PostClassificationToIncomeAccountMappings · optional

canDefineInstallmentAmountboolean · optional

canUseForTopupboolean · optional

capitalizedIncomeCalculationTypestring · optional

One of: FLAT

capitalizedIncomeClassificationToIncomeAccountMappingsarray of PostClassificationToIncomeAccountMappings · optional

capitalizedIncomeStrategystring · optional

One of: EQUAL_AMORTIZATION

capitalizedIncomeTypestring · optional

One of: FEE, INTEREST

chargeOffBehaviourstring · optional

chargeOffExpenseAccountIdinteger · int64 · optional

chargeOffFraudExpenseAccountIdinteger · int64 · optional

chargeOffReasonToExpenseAccountMappingsarray of PostChargeOffReasonToExpenseAccountMappings · optional

chargesarray of LoanProductChargeData · optional

closeDatestring · optional

creditAllocationarray of CreditAllocationData · optional

currencyCodestring · optional

dateFormatstring · optional

daysInMonthTypeinteger · int64 · optional

daysInYearCustomStrategystring · optional

daysInYearTypeinteger · int64 · optional

deferredFeeIncomeAccountIdinteger · int64 · optional

deferredIncomeLiabilityAccountIdinteger · int64 · optional

delinquencyBucketIdinteger · int64 · optional

descriptionstring · optional

digitsAfterDecimalinteger · int32 · optional

disallowExpectedDisbursementsboolean · optional

disallowInterestCalculationOnPastDueboolean · optional

disbursedAmountPercentageForDownPaymentnumber · optional

dueDaysForRepaymentEventinteger · int32 · optional

enableAccrualActivityPostingboolean · optional

enableAutoRepaymentForDownPaymentboolean · optional

enableBuyDownFeeboolean · optional

enableDownPaymentboolean · optional

enableIncomeCapitalizationboolean · optional

enableInstallmentLevelDelinquencyboolean · optional

feeToIncomeAccountMappingsarray of LoanProductChargeToGLAccountMapper · optional

fixedLengthinteger · int32 · optional

fixedPrincipalPercentagePerInstallmentnumber · optional

fundIdinteger · int64 · optional

fundSourceAccountIdinteger · int64 · optional

goodwillCreditAccountIdinteger · int64 · optional

graceOnArrearsAgeinginteger · int32 · optional

graceOnInterestPaymentinteger · int32 · optional

graceOnPrincipalPaymentinteger · int32 · optional

holdGuaranteeFundsboolean · optional

inArrearsToleranceinteger · int32 · optional

inMultiplesOfinteger · int32 · optional

includeInBorrowerCycleboolean · optional

incomeFromBuyDownAccountIdinteger · int64 · optional

incomeFromCapitalizationAccountIdinteger · int64 · optional

incomeFromChargeOffFeesAccountIdinteger · int64 · optional

incomeFromChargeOffInterestAccountIdinteger · int64 · optional

incomeFromChargeOffPenaltyAccountIdinteger · int64 · optional

incomeFromFeeAccountIdinteger · int64 · optional

incomeFromGoodwillCreditFeesAccountIdinteger · int64 · optional

incomeFromGoodwillCreditInterestAccountIdinteger · int64 · optional

incomeFromGoodwillCreditPenaltyAccountIdinteger · int64 · optional

incomeFromPenaltyAccountIdinteger · int64 · optional

incomeFromRecoveryAccountIdinteger · int64 · optional

installmentAmountInMultiplesOfinteger · int32 · optional

interestCalculationPeriodTypeinteger · int32 · optional

interestOnLoanAccountIdinteger · int64 · optional

interestRateFrequencyTypeinteger · int32 · optional

interestRatePerPeriodnumber · double · optional

interestRateVariationsForBorrowerCyclearray · optional

interestRecalculationCompoundingMethodinteger · int32 · optional

interestRecognitionOnDisbursementDateboolean · optional

interestTypeinteger · int32 · optional

isArrearsBasedOnOriginalScheduleboolean · optional

isCompoundingToBePostedAsTransactionboolean · optional

isEqualAmortizationboolean · optional

isInterestRecalculationEnabledboolean · optional

isLinkedToFloatingInterestRatesboolean · optional

loanPortfolioAccountIdinteger · int64 · optional

loanScheduleProcessingTypestring · optional

loanScheduleTypestring · optional

localestring · optional

maxInterestRatePerPeriodnumber · double · optional

maxNumberOfRepaymentsinteger · int32 · optional

maxPrincipalnumber · double · optional

maxTrancheCountinteger · int32 · optional

merchantBuyDownFeeboolean · optional

minInterestRatePerPeriodnumber · double · optional

minNumberOfRepaymentsinteger · int32 · optional

minPrincipalnumber · double · optional

minimumDaysBetweenDisbursalAndFirstRepaymentinteger · int32 · optional

multiDisburseLoanboolean · optional

namestring · optional

numberOfRepaymentVariationsForBorrowerCyclearray · optional

numberOfRepaymentsinteger · int32 · optional

outstandingLoanBalancenumber · double · optional

overAppliedCalculationTypestring · optional

overAppliedNumberinteger · int32 · optional

overDueDaysForRepaymentEventinteger · int32 · optional

overdueDaysForNPAinteger · int32 · optional

overpaymentLiabilityAccountIdinteger · int64 · optional

paymentAllocationarray of AdvancedPaymentData · optional

paymentChannelToFundSourceMappingsarray of GetLoanPaymentChannelToFundSourceMappings · optional

penaltyToIncomeAccountMappingsarray of LoanProductChargeToGLAccountMapper · optional

preClosureInterestCalculationStrategyinteger · int32 · optional

principalnumber · double · optional

principalThresholdForLastInstallmentinteger · int32 · optional

principalVariationsForBorrowerCyclearray · optional

ratesarray of RateData · optional

recalculationCompoundingFrequencyIntervalinteger · int32 · optional

recalculationCompoundingFrequencyOnDayTypeinteger · int32 · optional

recalculationCompoundingFrequencyTypeinteger · int32 · optional

recalculationRestFrequencyIntervalinteger · int32 · optional

recalculationRestFrequencyTypeinteger · int32 · optional

receivableFeeAccountIdinteger · int64 · optional

receivableInterestAccountIdinteger · int64 · optional

receivablePenaltyAccountIdinteger · int64 · optional

repaymentEveryinteger · int32 · optional

repaymentFrequencyTypeinteger · int32 · optional

repaymentStartDateTypeinteger · int32 · optional

rescheduleStrategyMethodinteger · int32 · optional

shortNamestring · optional

startDatestring · optional

supportedInterestRefundTypesarray · optional

transactionProcessingStrategyCodestring · optional

transfersInSuspenseAccountIdinteger · int64 · optional

useBorrowerCycleboolean · optional

writeOffAccountIdinteger · int64 · optional

writeOffReasonsToExpenseMappingsarray of PostWriteOffReasonToExpenseAccountMappings · optional

Responses

200OK

Response fields

changesPutLoanChanges · optional

resourceIdinteger · int64 · optional

Every request authenticates with HTTP Basic and carries a Tenant-Identifier header. See the conventions for dates, commands, pagination and errors. Open this operation in the interactive explorer, or read it as Markdown.

This is the API reference for Lokta, the agentic loan servicing platform. Go to lokta.ai