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Add a payout account

POST/lokta-lms/api/v1/sourcing-partners/{partnerId}/bank-accounts

Adds a payout account to a sourcing partner.

account_type is savings | current | od. ifsc is shape-checked (four letters, a zero, six characters) rather than merely stored; a malformed IFSC fails at the bank days later, arriving as an unexplained rejection long after the operator moved on.

The first account becomes primary automatically. A partner with accounts but no primary has nowhere to be paid, and every payout screen downstream would have to invent a rule for choosing one, which is how two screens choose differently.

A duplicate (same partner, same IFSC, same number) is a 409 sourcing/bank_account_duplicate. Accounts that failed verification are excluded from that check, so one can be re-added after correction rather than blocked by its own earlier attempt.

The account number is never returned.

Path parameters

partnerIdpath · string · required

Header parameters

Idempotency-Keyheader · string · optional

Per-intent key

Request body application/json

beneficiary_namestring · optional

The name on the account.

bank_namestring · optional

The bank.

branch_namestring · optional

The branch.

account_typestring · optional

The kind of account.

One of: savings, current, od
account_numberstring · optional

The account number. Accepted on create and never returned.

ifscstring · optional

The bank branch code. Checked for shape: four letters, a zero, then six characters.

Responses

defaultdefault response

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This is the API reference for Lokta, the agentic loan servicing platform. Go to lokta.ai